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Open Question: Am I completely screwed?

I know this isn't the right section, but there's no one browsing the Higher Education area right now. A bunch of personal issues which have been adding up over the course of this semester have made it extremely difficult to do well in school. I feel that I am not going to pass any of my classes because I haven't been going. I'd like to drop my classes so that I can sort everything out, but I want to arrive back next semester. I am also getting financial aid. Do you think I can do this? Four failed classes would put destroy my GPA. Maybe I should clarify that my schools drop policy extends out to 15 weeks.